Real estate appraisal services for homeowners in the city of Boise and Ada County

See the top reasons ID homeowners call on Saknit & Associates:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a ID property tax assessment
To reduce their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Ada county or ID

Own a home in or near Boise, ID and need help determining the value of it?
Contact Saknit & Associates.

At Saknit & Associates, we understand the particular needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping customers just like you dismiss unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Saknit & Associates is your best weapon.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. An efficient appraisal from Saknit & Associates can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.